Thank you so very much your assistance. Those sound pretty much to what I had chosen except the adjustment to the CMYK. One more question, regarding to desaturate or not the monitor and the working grey. I set the grey to gamma 2.2 and left the monitor saturation unchecked.
Here are what my settings look like now, if you see any other settings that are not optimal, let me know.
Believe it or not, I have been using Adobe Photoshop since it came in a set of many, many floppy discs, and I still have them all.